{
  "canonical_url": "https://lendb.ai/in/oregon/jackson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 13 funded USDA home loans in Jackson County, OR in 2025, 27 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (9), Guild Mortgage (4) and CrossCountry Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jackson County are linked below.",
  "county": {
    "fips": "41029",
    "name": "Jackson County",
    "state": "OR"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 13,
    "lenders_10": 0,
    "loans": 27,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 205706,
            "full_name": "Mike Newmann",
            "canonical_url": "https://lendb.ai/lo/michael-newmann-205706",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 2077766,
            "full_name": "Kevin Campbell",
            "canonical_url": "https://lendb.ai/lo/james-campbell-2077766",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 89520,
            "full_name": "Mary Shields",
            "canonical_url": "https://lendb.ai/lo/mary-shields-89520",
            "branch_city": "Medford",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 248680,
            "full_name": "Tonya Marie Higson Hecker",
            "canonical_url": "https://lendb.ai/lo/tonya-marie-higson-hecker-248680",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 254298,
            "full_name": "Gina Clyburn",
            "canonical_url": "https://lendb.ai/lo/gina-clyburn-254298",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 256823,
            "full_name": "Tamara Lynn Mitchell",
            "canonical_url": "https://lendb.ai/lo/tamara-lynn-mitchell-256823",
            "branch_city": "Medford",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 996160,
            "full_name": "Tyler Beard",
            "canonical_url": "https://lendb.ai/lo/tyler-beard-996160",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 101846,
            "full_name": "James Beard",
            "canonical_url": "https://lendb.ai/lo/james-beard-101846",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1832804,
            "full_name": "James White III",
            "canonical_url": "https://lendb.ai/lo/james-white-iii-1832804",
            "branch_city": "Medford",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 258030,
            "full_name": "Bill Gill",
            "canonical_url": "https://lendb.ai/lo/bill-gill-258030",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 265282,
            "full_name": "Becky Clearwater",
            "canonical_url": "https://lendb.ai/lo/becky-clearwater-265282",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1495641,
            "full_name": "Kelsey Victorino",
            "canonical_url": "https://lendb.ai/lo/kelsey-victorino-1495641",
            "branch_city": "Medford",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 32416,
      "name": "Nations Lending",
      "slug": "nations-lending-32416",
      "canonical_url": "https://lendb.ai/lender/nations-lending-32416",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 53112,
      "name": "JMAC Lending, Inc.",
      "slug": "jmac-lending-inc-53112",
      "canonical_url": "https://lendb.ai/lender/jmac-lending-inc-53112",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}