{
  "canonical_url": "https://lendb.ai/in/oregon/jefferson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Jefferson County, OR in 2025, 6 loans in all, per HMDA, FFIEC/CFPB data. The most active were Fairway Independent Mortgage Corporation (2), Kind Lending, LLC (2) and Guild Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "41031",
    "name": "Jefferson County",
    "state": "OR"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 0,
    "loans": 6,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 461657,
            "full_name": "Tyrell Hobbs",
            "canonical_url": "https://lendb.ai/lo/tyrell-hobbs-461657",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1688701,
            "full_name": "Ariel Smith",
            "canonical_url": "https://lendb.ai/lo/ariel-smith-1688701",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1803330,
            "full_name": "Lori Heidrich",
            "canonical_url": "https://lendb.ai/lo/lori-heidrich-1803330",
            "branch_city": "Redmond",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 475717,
            "full_name": "Kristen Burke",
            "canonical_url": "https://lendb.ai/lo/kristen-burke-475717",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 570248,
            "full_name": "Cherie Lee Smith",
            "canonical_url": "https://lendb.ai/lo/cherie-smith-570248",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 2117967,
            "full_name": "Kristi Myers",
            "canonical_url": "https://lendb.ai/lo/kristi-myers-2117967",
            "branch_city": "Redmond",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}