{
  "canonical_url": "https://lendb.ai/in/oregon/jefferson-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 27 funded VA home loans in Jefferson County, OR in 2025, 80 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (13), Guild Mortgage (9) and Veterans United Home Loans (7). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "41031",
    "name": "Jefferson County",
    "state": "OR"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 27,
    "lenders_10": 1,
    "loans": 80,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 475717,
            "full_name": "Kristen Burke",
            "canonical_url": "https://lendb.ai/lo/kristen-burke-475717",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 570248,
            "full_name": "Cherie Lee Smith",
            "canonical_url": "https://lendb.ai/lo/cherie-smith-570248",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 2117967,
            "full_name": "Kristi Myers",
            "canonical_url": "https://lendb.ai/lo/kristi-myers-2117967",
            "branch_city": "Redmond",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 461657,
            "full_name": "Tyrell Hobbs",
            "canonical_url": "https://lendb.ai/lo/tyrell-hobbs-461657",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1688701,
            "full_name": "Ariel Smith",
            "canonical_url": "https://lendb.ai/lo/ariel-smith-1688701",
            "branch_city": "Redmond",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1803330,
            "full_name": "Lori Heidrich",
            "canonical_url": "https://lendb.ai/lo/lori-heidrich-1803330",
            "branch_city": "Redmond",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}