{
  "canonical_url": "https://lendb.ai/in/oregon/lane-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 146 funded conventional home loans in Lane County, OR in 2025, 2,915 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (341), Summit Funding Inc (288) and United Wholesale Mortgage (243). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lane County are linked below.",
  "county": {
    "fips": "41039",
    "name": "Lane County",
    "state": "OR"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 146,
    "lenders_10": 45,
    "loans": 2915,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 341,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3199,
      "name": "Summit Funding Inc",
      "slug": "summit-funding-inc-3199",
      "canonical_url": "https://lendb.ai/lender/summit-funding-inc-3199",
      "loans": 288,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 243,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 192,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 270853,
            "full_name": "Elena Connelly",
            "canonical_url": "https://lendb.ai/lo/elena-connelly-270853",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 372813,
            "full_name": "Ladelle L. White",
            "canonical_url": "https://lendb.ai/lo/ladelle-white-372813",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 487509,
            "full_name": "Trevor Nissen",
            "canonical_url": "https://lendb.ai/lo/trevor-nissen-487509",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 181,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 438276,
            "full_name": "Amy Sanders",
            "canonical_url": "https://lendb.ai/lo/amy-sanders-438276",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 544769,
            "full_name": "Heather Ducker",
            "canonical_url": "https://lendb.ai/lo/heather-ducker-544769",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1395986,
            "full_name": "Eunice Parham",
            "canonical_url": "https://lendb.ai/lo/eunice-parham-1395986",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 147,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3240,
      "name": "Directors Mortgage",
      "slug": "directors-mortgage-3240",
      "canonical_url": "https://lendb.ai/lender/directors-mortgage-3240",
      "loans": 135,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 200547,
            "full_name": "Nick Carter",
            "canonical_url": "https://lendb.ai/lo/nick-carter-200547",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 409797,
            "full_name": "Karen Norton",
            "canonical_url": "https://lendb.ai/lo/karen-norton-409797",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 980857,
            "full_name": "Josh Lenhardt",
            "canonical_url": "https://lendb.ai/lo/josh-lenhardt-980857",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 96,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1164983,
            "full_name": "Randolph Tergesen",
            "canonical_url": "https://lendb.ai/lo/randolph-tergesen-1164983",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 94,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 57734,
            "full_name": "Denise Cuddeback Montgomery",
            "canonical_url": "https://lendb.ai/lo/denise-montgomery-57734",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 206731,
            "full_name": "Todd Zimmerman",
            "canonical_url": "https://lendb.ai/lo/todd-zimmerman-206731",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 246353,
            "full_name": "Laurie Willis",
            "canonical_url": "https://lendb.ai/lo/laurie-willis-246353",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 195565,
            "full_name": "Ronald Smith",
            "canonical_url": "https://lendb.ai/lo/ronald-smith-195565",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 283930,
            "full_name": "Randy Free",
            "canonical_url": "https://lendb.ai/lo/randy-free-283930",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 285986,
            "full_name": "Brad Thornton",
            "canonical_url": "https://lendb.ai/lo/brad-thornton-285986",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}