{
  "canonical_url": "https://lendb.ai/in/oregon/lane-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 66 funded VA home loans in Lane County, OR in 2025, 531 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (106), Veterans United Home Loans (65) and Freedom Mortgage (43). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lane County are linked below.",
  "county": {
    "fips": "41039",
    "name": "Lane County",
    "state": "OR"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 66,
    "lenders_10": 13,
    "loans": 531,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 106,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 65,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3199,
      "name": "Summit Funding Inc",
      "slug": "summit-funding-inc-3199",
      "canonical_url": "https://lendb.ai/lender/summit-funding-inc-3199",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 438276,
            "full_name": "Amy Sanders",
            "canonical_url": "https://lendb.ai/lo/amy-sanders-438276",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 544769,
            "full_name": "Heather Ducker",
            "canonical_url": "https://lendb.ai/lo/heather-ducker-544769",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1395986,
            "full_name": "Eunice Parham",
            "canonical_url": "https://lendb.ai/lo/eunice-parham-1395986",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 270853,
            "full_name": "Elena Connelly",
            "canonical_url": "https://lendb.ai/lo/elena-connelly-270853",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 372813,
            "full_name": "Ladelle L. White",
            "canonical_url": "https://lendb.ai/lo/ladelle-white-372813",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 487509,
            "full_name": "Trevor Nissen",
            "canonical_url": "https://lendb.ai/lo/trevor-nissen-487509",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 195565,
            "full_name": "Ronald Smith",
            "canonical_url": "https://lendb.ai/lo/ronald-smith-195565",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 283930,
            "full_name": "Randy Free",
            "canonical_url": "https://lendb.ai/lo/randy-free-283930",
            "branch_city": "Eugene",
            "branch_state": "OR"
          },
          {
            "nmls_id": 285986,
            "full_name": "Brad Thornton",
            "canonical_url": "https://lendb.ai/lo/brad-thornton-285986",
            "branch_city": "Eugene",
            "branch_state": "OR"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}