{
  "canonical_url": "https://lendb.ai/in/oregon/polk-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 89 funded conventional home loans in Polk County, OR in 2025, 732 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (104), Guild Mortgage (67) and United Wholesale Mortgage (50). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.",
  "county": {
    "fips": "41053",
    "name": "Polk County",
    "state": "OR"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 89,
    "lenders_10": 21,
    "loans": 732,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 104,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 67,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 9030,
            "full_name": "Vince Paul Ventura",
            "canonical_url": "https://lendb.ai/lo/vince-paul-ventura-9030",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 270057,
            "full_name": "Buddy Puckett",
            "canonical_url": "https://lendb.ai/lo/buddy-puckett-270057",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 670089,
            "full_name": "Jessica McNeely",
            "canonical_url": "https://lendb.ai/lo/jessica-mcneely-670089",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 50,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 109738,
      "name": "Nations Direct Mortgage, LLC",
      "slug": "nations-direct-mortgage-llc-109738",
      "canonical_url": "https://lendb.ai/lender/nations-direct-mortgage-llc-109738",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907235,
      "name": "Synergy One Lending",
      "slug": "synergy-one-lending-1907235",
      "canonical_url": "https://lendb.ai/lender/synergy-one-lending-1907235",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 269195,
            "full_name": "Travis Newton",
            "canonical_url": "https://lendb.ai/lo/travis-newton-269195",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 686282,
            "full_name": "Dana Crossland",
            "canonical_url": "https://lendb.ai/lo/dana-crossland-686282",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 730786,
            "full_name": "Ila Thody",
            "canonical_url": "https://lendb.ai/lo/ila-thody-730786",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 368855,
            "full_name": "Amber Johnson",
            "canonical_url": "https://lendb.ai/lo/amber-johnson-368855",
            "branch_city": "Keizer",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1103071,
            "full_name": "Karla Winans",
            "canonical_url": "https://lendb.ai/lo/karla-winans-1103071",
            "branch_city": "Keizer",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1794461,
            "full_name": "Jenni Worley",
            "canonical_url": "https://lendb.ai/lo/jenni-worley-1794461",
            "branch_city": "Keizer",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 186366,
            "full_name": "Dolly Davis",
            "canonical_url": "https://lendb.ai/lo/dolly-davis-186366",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 419088,
            "full_name": "Carmen Babb",
            "canonical_url": "https://lendb.ai/lo/carmen-babb-419088",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}