{
  "canonical_url": "https://lendb.ai/in/oregon/polk-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Polk County, OR in 2025, 7 loans in all, per HMDA, FFIEC/CFPB data. The most active were Sierra Pacific Mortgage Company Inc (1), CMG Home Loans (1) and Fairway Independent Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.",
  "county": {
    "fips": "41053",
    "name": "Polk County",
    "state": "OR"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 0,
    "loans": 7,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 403859,
            "full_name": "Dina Schmidt",
            "canonical_url": "https://lendb.ai/lo/dina-schmidt-403859",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 533568,
            "full_name": "Ethan Manela",
            "canonical_url": "https://lendb.ai/lo/ethan-manela-533568",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 186366,
            "full_name": "Dolly Davis",
            "canonical_url": "https://lendb.ai/lo/dolly-davis-186366",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 419088,
            "full_name": "Carmen Babb",
            "canonical_url": "https://lendb.ai/lo/carmen-babb-419088",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 46375,
      "name": "CalCon Mutual Mortgage LLC",
      "slug": "calcon-mutual-mortgage-llc-46375",
      "canonical_url": "https://lendb.ai/lender/calcon-mutual-mortgage-llc-46375",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 53112,
      "name": "JMAC Lending, Inc.",
      "slug": "jmac-lending-inc-53112",
      "canonical_url": "https://lendb.ai/lender/jmac-lending-inc-53112",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1916307,
      "name": "Mortgage Express, Inc.",
      "slug": "mortgage-express-inc-1916307",
      "canonical_url": "https://lendb.ai/lender/mortgage-express-inc-1916307",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}