{
  "canonical_url": "https://lendb.ai/in/oregon/polk-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 45 funded VA home loans in Polk County, OR in 2025, 172 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (24), Veterans United Home Loans (22) and Freedom Mortgage (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.",
  "county": {
    "fips": "41053",
    "name": "Polk County",
    "state": "OR"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 45,
    "lenders_10": 5,
    "loans": 172,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 109738,
      "name": "Nations Direct Mortgage, LLC",
      "slug": "nations-direct-mortgage-llc-109738",
      "canonical_url": "https://lendb.ai/lender/nations-direct-mortgage-llc-109738",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 9030,
            "full_name": "Vince Paul Ventura",
            "canonical_url": "https://lendb.ai/lo/vince-paul-ventura-9030",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 270057,
            "full_name": "Buddy Puckett",
            "canonical_url": "https://lendb.ai/lo/buddy-puckett-270057",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 670089,
            "full_name": "Jessica McNeely",
            "canonical_url": "https://lendb.ai/lo/jessica-mcneely-670089",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 1907235,
      "name": "Synergy One Lending",
      "slug": "synergy-one-lending-1907235",
      "canonical_url": "https://lendb.ai/lender/synergy-one-lending-1907235",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 269195,
            "full_name": "Travis Newton",
            "canonical_url": "https://lendb.ai/lo/travis-newton-269195",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 686282,
            "full_name": "Dana Crossland",
            "canonical_url": "https://lendb.ai/lo/dana-crossland-686282",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 730786,
            "full_name": "Ila Thody",
            "canonical_url": "https://lendb.ai/lo/ila-thody-730786",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3277,
      "name": "Sun West Mortgage",
      "slug": "sun-west-mortgage-3277",
      "canonical_url": "https://lendb.ai/lender/sun-west-mortgage-3277",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 128424,
            "full_name": "Chris Swanson",
            "canonical_url": "https://lendb.ai/lo/chris-swanson-128424",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}