{
  "canonical_url": "https://lendb.ai/in/oregon/union-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Union County, OR in 2025, 11 loans in all, per HMDA, FFIEC/CFPB data. The most active were Synergy One Lending (5), Union Home Mortgage (1) and Fairway Independent Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Union County are linked below.",
  "county": {
    "fips": "41061",
    "name": "Union County",
    "state": "OR"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 0,
    "loans": 11,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907235,
      "name": "Synergy One Lending",
      "slug": "synergy-one-lending-1907235",
      "canonical_url": "https://lendb.ai/lender/synergy-one-lending-1907235",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 61123,
            "full_name": "Valerie Mills-Smith",
            "canonical_url": "https://lendb.ai/lo/valerie-mills-smith-61123",
            "branch_city": "La Grande",
            "branch_state": "OR"
          },
          {
            "nmls_id": 2029995,
            "full_name": "Jessica Blakely",
            "canonical_url": "https://lendb.ai/lo/jessica-blakely-2029995",
            "branch_city": "La Grande",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 506474,
            "full_name": "Teri Sue Champlin",
            "canonical_url": "https://lendb.ai/lo/teri-sue-champlin-506474",
            "branch_city": "La Grande",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1914154,
            "full_name": "Jillian Williamson",
            "canonical_url": "https://lendb.ai/lo/jillian-williamson-1914154",
            "branch_city": "Elgin",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 417490,
      "name": "Flagstar Bank",
      "slug": "flagstar-bank-417490",
      "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}