{
  "canonical_url": "https://lendb.ai/in/oregon/yamhill-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 44 funded VA home loans in Yamhill County, OR in 2025, 181 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (30), Veterans United Home Loans (29) and Freedom Mortgage (14). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Yamhill County are linked below.",
  "county": {
    "fips": "41071",
    "name": "Yamhill County",
    "state": "OR"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 44,
    "lenders_10": 5,
    "loans": 181,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 109738,
      "name": "Nations Direct Mortgage, LLC",
      "slug": "nations-direct-mortgage-llc-109738",
      "canonical_url": "https://lendb.ai/lender/nations-direct-mortgage-llc-109738",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1916307,
      "name": "Mortgage Express, Inc.",
      "slug": "mortgage-express-inc-1916307",
      "canonical_url": "https://lendb.ai/lender/mortgage-express-inc-1916307",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 113523,
            "full_name": "Steve Myers",
            "canonical_url": "https://lendb.ai/lo/steve-myers-113523",
            "branch_city": "McMinnville",
            "branch_state": "OR"
          },
          {
            "nmls_id": 130506,
            "full_name": "Dawn Marie Frasca",
            "canonical_url": "https://lendb.ai/lo/dawn-marie-frasca-130506",
            "branch_city": "McMinnville",
            "branch_state": "OR"
          },
          {
            "nmls_id": 2002509,
            "full_name": "Jacob Halsey",
            "canonical_url": "https://lendb.ai/lo/jacob-halsey-2002509",
            "branch_city": "McMinnville",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 247157,
            "full_name": "Ryan Arzner",
            "canonical_url": "https://lendb.ai/lo/ryan-arzner-247157",
            "branch_city": "McMinnville",
            "branch_state": "OR"
          },
          {
            "nmls_id": 404540,
            "full_name": "Steven Hernandez",
            "canonical_url": "https://lendb.ai/lo/steven-hernandez-404540",
            "branch_city": "Salem",
            "branch_state": "OR"
          },
          {
            "nmls_id": 717922,
            "full_name": "Ben Gonzalez",
            "canonical_url": "https://lendb.ai/lo/ben-gonzalez-717922",
            "branch_city": "Salem",
            "branch_state": "OR"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}