{
  "canonical_url": "https://lendb.ai/in/pennsylvania/beaver-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 103 funded conventional home loans in Beaver County, PA in 2025, 1,132 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (228), United Wholesale Mortgage (109) and PNC Bank (103). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Beaver County are linked below.",
  "county": {
    "fips": "42007",
    "name": "Beaver County",
    "state": "PA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 103,
    "lenders_10": 19,
    "loans": 1132,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 228,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 109,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 446303,
      "name": "PNC Bank",
      "slug": "pnc-bank-446303",
      "canonical_url": "https://lendb.ai/lender/pnc-bank-446303",
      "loans": 103,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 94,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 1870394,
            "full_name": "Justin Ruzicka",
            "canonical_url": "https://lendb.ai/lo/justin-ruzicka-1870394",
            "branch_city": "New Brighton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 190123,
            "full_name": "Bill Ryan",
            "canonical_url": "https://lendb.ai/lo/bill-ryan-190123",
            "branch_city": "Pittsburgh",
            "branch_state": "PA"
          },
          {
            "nmls_id": 493599,
            "full_name": "Carrie Campbell",
            "canonical_url": "https://lendb.ai/lo/carrie-campbell-493599",
            "branch_city": "Pittsburgh",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 80,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 433960,
      "name": "Citizens Bank",
      "slug": "citizens-bank-433960",
      "canonical_url": "https://lendb.ai/lender/citizens-bank-433960",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 135084,
            "full_name": "Joseph Black",
            "canonical_url": "https://lendb.ai/lo/joseph-black-135084",
            "branch_city": "Seven Fields",
            "branch_state": "PA"
          },
          {
            "nmls_id": 136020,
            "full_name": "Richard Cardinali",
            "canonical_url": "https://lendb.ai/lo/richard-cardinali-136020",
            "branch_city": "Seven Fields",
            "branch_state": "PA"
          },
          {
            "nmls_id": 413956,
            "full_name": "Matt Barker",
            "canonical_url": "https://lendb.ai/lo/matt-barker-413956",
            "branch_city": "Seven Fields",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 125836,
            "full_name": "Amber Housholder",
            "canonical_url": "https://lendb.ai/lo/amber-housholder-125836",
            "branch_city": "Cranberry Township",
            "branch_state": "PA"
          },
          {
            "nmls_id": 742833,
            "full_name": "Michel Wright",
            "canonical_url": "https://lendb.ai/lo/michel-wright-742833",
            "branch_city": "Cranberry Township",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1682103,
            "full_name": "Deb Biancucci",
            "canonical_url": "https://lendb.ai/lo/deb-biancucci-1682103",
            "branch_city": "Sewickley",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}