{
  "canonical_url": "https://lendb.ai/in/pennsylvania/berks-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 92 funded FHA home loans in Berks County, PA in 2025, 900 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (134), Pennymac (89) and Rocket Mortgage (87). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Berks County are linked below.",
  "county": {
    "fips": "42011",
    "name": "Berks County",
    "state": "PA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 92,
    "lenders_10": 16,
    "loans": 900,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 134,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 389610,
            "full_name": "Jaime Cartagena",
            "canonical_url": "https://lendb.ai/lo/jaime-cartagena-389610",
            "branch_city": "Wyomissing",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1703914,
            "full_name": "Sonya Pedraza",
            "canonical_url": "https://lendb.ai/lo/sonya-pedraza-1703914",
            "branch_city": "Wyomissing",
            "branch_state": "PA"
          },
          {
            "nmls_id": 413510,
            "full_name": "Michael Miley",
            "canonical_url": "https://lendb.ai/lo/michael-miley-413510",
            "branch_city": "Reading",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 89,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 87,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 70,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 57,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 535264,
            "full_name": "Katy Strain",
            "canonical_url": "https://lendb.ai/lo/katy-strain-535264",
            "branch_city": "Allentown",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2030625,
            "full_name": "Anthony Bobbitt",
            "canonical_url": "https://lendb.ai/lo/anthony-bobbitt-2030625",
            "branch_city": "Allentown",
            "branch_state": "PA"
          },
          {
            "nmls_id": 128567,
            "full_name": "Michael Bower",
            "canonical_url": "https://lendb.ai/lo/michael-bower-128567",
            "branch_city": "Allentown",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 34,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1403,
      "name": "East Coast Capital Corp.",
      "slug": "east-coast-capital-corp-1403",
      "canonical_url": "https://lendb.ai/lender/east-coast-capital-corp-1403",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}