{
  "canonical_url": "https://lendb.ai/in/pennsylvania/berks-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Berks County, PA in 2025, 35 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (26), CrossCountry Mortgage (2) and Union Home Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Berks County are linked below.",
  "county": {
    "fips": "42011",
    "name": "Berks County",
    "state": "PA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 1,
    "loans": 35,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 535264,
            "full_name": "Katy Strain",
            "canonical_url": "https://lendb.ai/lo/katy-strain-535264",
            "branch_city": "Allentown",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2030625,
            "full_name": "Anthony Bobbitt",
            "canonical_url": "https://lendb.ai/lo/anthony-bobbitt-2030625",
            "branch_city": "Allentown",
            "branch_state": "PA"
          },
          {
            "nmls_id": 128567,
            "full_name": "Michael Bower",
            "canonical_url": "https://lendb.ai/lo/michael-bower-128567",
            "branch_city": "Allentown",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 389610,
            "full_name": "Jaime Cartagena",
            "canonical_url": "https://lendb.ai/lo/jaime-cartagena-389610",
            "branch_city": "Wyomissing",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1703914,
            "full_name": "Sonya Pedraza",
            "canonical_url": "https://lendb.ai/lo/sonya-pedraza-1703914",
            "branch_city": "Wyomissing",
            "branch_state": "PA"
          },
          {
            "nmls_id": 413510,
            "full_name": "Michael Miley",
            "canonical_url": "https://lendb.ai/lo/michael-miley-413510",
            "branch_city": "Reading",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 143990,
            "full_name": "Erich Earhart",
            "canonical_url": "https://lendb.ai/lo/erich-earhart-143990",
            "branch_city": "Royersford",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2187478,
            "full_name": "Kelly Palmer",
            "canonical_url": "https://lendb.ai/lo/kelly-palmer-2187478",
            "branch_city": "Royersford",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 126077,
            "full_name": "Jennifer Kear Ickes",
            "canonical_url": "https://lendb.ai/lo/jennifer-kear-ickes-126077",
            "branch_city": "Allentown",
            "branch_state": "PA"
          },
          {
            "nmls_id": 128579,
            "full_name": "Michelle Wahlmark",
            "canonical_url": "https://lendb.ai/lo/michelle-wahlmark-128579",
            "branch_city": "Allentown",
            "branch_state": "PA"
          },
          {
            "nmls_id": 262595,
            "full_name": "Stan Reinford",
            "canonical_url": "https://lendb.ai/lo/stan-reinford-262595",
            "branch_city": "Allentown",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 76988,
      "name": "Bay Equity Home Loans",
      "slug": "bay-equity-home-loans-76988",
      "canonical_url": "https://lendb.ai/lender/bay-equity-home-loans-76988",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}