{
  "canonical_url": "https://lendb.ai/in/pennsylvania/butler-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 115 funded conventional home loans in Butler County, PA in 2025, 1,628 loans in all, per HMDA, FFIEC/CFPB data. The most active were NVR Mortgage (212), Rocket Mortgage (205) and United Wholesale Mortgage (197). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Butler County are linked below.",
  "county": {
    "fips": "42019",
    "name": "Butler County",
    "state": "PA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 115,
    "lenders_10": 32,
    "loans": 1628,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 212,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 205,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 197,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 88,
      "includes_brokered": true,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 135084,
            "full_name": "Joseph Black",
            "canonical_url": "https://lendb.ai/lo/joseph-black-135084",
            "branch_city": "Seven Fields",
            "branch_state": "PA"
          },
          {
            "nmls_id": 136020,
            "full_name": "Richard Cardinali",
            "canonical_url": "https://lendb.ai/lo/richard-cardinali-136020",
            "branch_city": "Seven Fields",
            "branch_state": "PA"
          },
          {
            "nmls_id": 413956,
            "full_name": "Matt Barker",
            "canonical_url": "https://lendb.ai/lo/matt-barker-413956",
            "branch_city": "Seven Fields",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 77,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 446303,
      "name": "PNC Bank",
      "slug": "pnc-bank-446303",
      "canonical_url": "https://lendb.ai/lender/pnc-bank-446303",
      "loans": 61,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2116211,
      "name": "RMC Home Mortgage, LLC",
      "slug": "rmc-home-mortgage-llc-2116211",
      "canonical_url": "https://lendb.ai/lender/rmc-home-mortgage-llc-2116211",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 125836,
            "full_name": "Amber Housholder",
            "canonical_url": "https://lendb.ai/lo/amber-housholder-125836",
            "branch_city": "Cranberry Township",
            "branch_state": "PA"
          },
          {
            "nmls_id": 742833,
            "full_name": "Michel Wright",
            "canonical_url": "https://lendb.ai/lo/michel-wright-742833",
            "branch_city": "Cranberry Township",
            "branch_state": "PA"
          },
          {
            "nmls_id": 137073,
            "full_name": "C.L. Livingston",
            "canonical_url": "https://lendb.ai/lo/c-l-livingston-mba-137073",
            "branch_city": "Pittsburgh",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 1870394,
            "full_name": "Justin Ruzicka",
            "canonical_url": "https://lendb.ai/lo/justin-ruzicka-1870394",
            "branch_city": "New Brighton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 190123,
            "full_name": "Bill Ryan",
            "canonical_url": "https://lendb.ai/lo/bill-ryan-190123",
            "branch_city": "Pittsburgh",
            "branch_state": "PA"
          },
          {
            "nmls_id": 493599,
            "full_name": "Carrie Campbell",
            "canonical_url": "https://lendb.ai/lo/carrie-campbell-493599",
            "branch_city": "Pittsburgh",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}