{
  "canonical_url": "https://lendb.ai/in/pennsylvania/chester-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 186 funded conventional home loans in Chester County, PA in 2025, 5,413 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (531), United Wholesale Mortgage (489) and CrossCountry Mortgage (472). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Chester County are linked below.",
  "county": {
    "fips": "42029",
    "name": "Chester County",
    "state": "PA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 186,
    "lenders_10": 71,
    "loans": 5413,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 531,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 489,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 472,
      "includes_brokered": false,
      "loan_officers": {
        "total": 111,
        "people": [
          {
            "nmls_id": 128668,
            "full_name": "Kevin Sutera",
            "canonical_url": "https://lendb.ai/lo/kevin-sutera-128668",
            "branch_city": "West Chester",
            "branch_state": "PA"
          },
          {
            "nmls_id": 318267,
            "full_name": "Ryan Mattei",
            "canonical_url": "https://lendb.ai/lo/ryan-mattei-318267",
            "branch_city": "West Chester",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1390366,
            "full_name": "Kyle Sutera",
            "canonical_url": "https://lendb.ai/lo/kyle-sutera-1390366",
            "branch_city": "West Chester",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 282,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 244,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 218,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 201,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 192,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 137776,
            "full_name": "Cal Russell",
            "canonical_url": "https://lendb.ai/lo/cal-russell-137776",
            "branch_city": "Chadds Ford",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1683013,
            "full_name": "Michael Semeraro",
            "canonical_url": "https://lendb.ai/lo/michael-semeraro-1683013",
            "branch_city": "Exton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 134860,
            "full_name": "John Malarkey",
            "canonical_url": "https://lendb.ai/lo/john-malarkey-134860",
            "branch_city": "West Chester",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 137,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 131894,
            "full_name": "Matt Stancato",
            "canonical_url": "https://lendb.ai/lo/mathews-stancato-131894",
            "branch_city": "Exton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1235103,
            "full_name": "Jason V Madden",
            "canonical_url": "https://lendb.ai/lo/jason-madden-1235103",
            "branch_city": "Exton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1728399,
            "full_name": "Cindy Seaner",
            "canonical_url": "https://lendb.ai/lo/cindy-seaner-1728399",
            "branch_city": "Exton",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 126,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}