{
  "canonical_url": "https://lendb.ai/in/pennsylvania/chester-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 85 funded FHA home loans in Chester County, PA in 2025, 471 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (52), CrossCountry Mortgage (37) and NVR Mortgage (32). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Chester County are linked below.",
  "county": {
    "fips": "42029",
    "name": "Chester County",
    "state": "PA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 85,
    "lenders_10": 12,
    "loans": 471,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 52,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 111,
        "people": [
          {
            "nmls_id": 128668,
            "full_name": "Kevin Sutera",
            "canonical_url": "https://lendb.ai/lo/kevin-sutera-128668",
            "branch_city": "West Chester",
            "branch_state": "PA"
          },
          {
            "nmls_id": 318267,
            "full_name": "Ryan Mattei",
            "canonical_url": "https://lendb.ai/lo/ryan-mattei-318267",
            "branch_city": "West Chester",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1390366,
            "full_name": "Kyle Sutera",
            "canonical_url": "https://lendb.ai/lo/kyle-sutera-1390366",
            "branch_city": "West Chester",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 137776,
            "full_name": "Cal Russell",
            "canonical_url": "https://lendb.ai/lo/cal-russell-137776",
            "branch_city": "Chadds Ford",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1683013,
            "full_name": "Michael Semeraro",
            "canonical_url": "https://lendb.ai/lo/michael-semeraro-1683013",
            "branch_city": "Exton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 134860,
            "full_name": "John Malarkey",
            "canonical_url": "https://lendb.ai/lo/john-malarkey-134860",
            "branch_city": "West Chester",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}