{
  "canonical_url": "https://lendb.ai/in/pennsylvania/cumberland-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 140 funded conventional home loans in Cumberland County, PA in 2025, 2,187 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (256), United Wholesale Mortgage (216) and Pennymac (183). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.",
  "county": {
    "fips": "42041",
    "name": "Cumberland County",
    "state": "PA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 140,
    "lenders_10": 38,
    "loans": 2187,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 256,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 216,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 183,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 113,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 50575,
            "full_name": "John Anthony",
            "canonical_url": "https://lendb.ai/lo/john-anthony-50575",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 132408,
            "full_name": "Leanne Via",
            "canonical_url": "https://lendb.ai/lo/leanne-via-132408",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 173207,
            "full_name": "Terrie Hill",
            "canonical_url": "https://lendb.ai/lo/terrie-hill-173207",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 108,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 107,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 127401,
            "full_name": "Julie Burner",
            "canonical_url": "https://lendb.ai/lo/julie-burner-127401",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 460166,
            "full_name": "Joe Luisi",
            "canonical_url": "https://lendb.ai/lo/joseph-luisi-460166",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 460219,
            "full_name": "Jim Rineer",
            "canonical_url": "https://lendb.ai/lo/jim-rineer-460219",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 76,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 433569,
            "full_name": "Gary Neus",
            "canonical_url": "https://lendb.ai/lo/gary-neus-433569",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 475194,
            "full_name": "Michelle Rebok",
            "canonical_url": "https://lendb.ai/lo/michelle-rebok-475194",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2664005,
            "full_name": "Anthony Petroccia",
            "canonical_url": "https://lendb.ai/lo/anthony-petroccia-2664005",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1884458,
            "full_name": "Parsu Adhikari",
            "canonical_url": "https://lendb.ai/lo/parsu-adhikari-1884458",
            "branch_city": "Harrisburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2612180,
            "full_name": "Ram Adhikari",
            "canonical_url": "https://lendb.ai/lo/ram-adhikari-2612180",
            "branch_city": "Harrisburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 51029,
      "name": "Finofi Mortgage, LLC",
      "slug": "finofi-mortgage-llc-51029",
      "canonical_url": "https://lendb.ai/lender/finofi-mortgage-llc-51029",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 47,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 615704,
            "full_name": "Greta Slagill",
            "canonical_url": "https://lendb.ai/lo/greta-slagill-615704",
            "branch_city": "Camp Hill",
            "branch_state": "PA"
          },
          {
            "nmls_id": 193647,
            "full_name": "Dan McCormac",
            "canonical_url": "https://lendb.ai/lo/dan-mccormac-193647",
            "branch_city": "Camp Hill",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1604563,
            "full_name": "Darren Hartsock",
            "canonical_url": "https://lendb.ai/lo/darren-hartsock-1604563",
            "branch_city": "Camp Hill",
            "branch_state": "PA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}