{
  "canonical_url": "https://lendb.ai/in/pennsylvania/cumberland-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 73 funded FHA home loans in Cumberland County, PA in 2025, 392 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (67), United Wholesale Mortgage (34) and Pennymac (33). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.",
  "county": {
    "fips": "42041",
    "name": "Cumberland County",
    "state": "PA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 73,
    "lenders_10": 10,
    "loans": 392,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 67,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 34,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 50575,
            "full_name": "John Anthony",
            "canonical_url": "https://lendb.ai/lo/john-anthony-50575",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 132408,
            "full_name": "Leanne Via",
            "canonical_url": "https://lendb.ai/lo/leanne-via-132408",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 173207,
            "full_name": "Terrie Hill",
            "canonical_url": "https://lendb.ai/lo/terrie-hill-173207",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 433569,
            "full_name": "Gary Neus",
            "canonical_url": "https://lendb.ai/lo/gary-neus-433569",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 475194,
            "full_name": "Michelle Rebok",
            "canonical_url": "https://lendb.ai/lo/michelle-rebok-475194",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2664005,
            "full_name": "Anthony Petroccia",
            "canonical_url": "https://lendb.ai/lo/anthony-petroccia-2664005",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 127401,
            "full_name": "Julie Burner",
            "canonical_url": "https://lendb.ai/lo/julie-burner-127401",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 460166,
            "full_name": "Joe Luisi",
            "canonical_url": "https://lendb.ai/lo/joseph-luisi-460166",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 460219,
            "full_name": "Jim Rineer",
            "canonical_url": "https://lendb.ai/lo/jim-rineer-460219",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1884458,
            "full_name": "Parsu Adhikari",
            "canonical_url": "https://lendb.ai/lo/parsu-adhikari-1884458",
            "branch_city": "Harrisburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2612180,
            "full_name": "Ram Adhikari",
            "canonical_url": "https://lendb.ai/lo/ram-adhikari-2612180",
            "branch_city": "Harrisburg",
            "branch_state": "PA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}