{
  "canonical_url": "https://lendb.ai/in/pennsylvania/cumberland-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 10 funded USDA home loans in Cumberland County, PA in 2025, 19 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (4), Guild Mortgage (3) and American Pacific Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.",
  "county": {
    "fips": "42041",
    "name": "Cumberland County",
    "state": "PA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 10,
    "lenders_10": 0,
    "loans": 19,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 399640,
            "full_name": "Richard Mahan",
            "canonical_url": "https://lendb.ai/lo/richard-mahan-399640",
            "branch_city": "Harrisburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1578301,
            "full_name": "Vince Iadevaia",
            "canonical_url": "https://lendb.ai/lo/vince-iadevaia-1578301",
            "branch_city": "Hanover",
            "branch_state": "PA"
          },
          {
            "nmls_id": 442559,
            "full_name": "Tom Martindale",
            "canonical_url": "https://lendb.ai/lo/tom-martindale-442559",
            "branch_city": "Harrisburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 127401,
            "full_name": "Julie Burner",
            "canonical_url": "https://lendb.ai/lo/julie-burner-127401",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 460166,
            "full_name": "Joe Luisi",
            "canonical_url": "https://lendb.ai/lo/joseph-luisi-460166",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 460219,
            "full_name": "Jim Rineer",
            "canonical_url": "https://lendb.ai/lo/jim-rineer-460219",
            "branch_city": "Mechanicsburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 433569,
            "full_name": "Gary Neus",
            "canonical_url": "https://lendb.ai/lo/gary-neus-433569",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 475194,
            "full_name": "Michelle Rebok",
            "canonical_url": "https://lendb.ai/lo/michelle-rebok-475194",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2664005,
            "full_name": "Anthony Petroccia",
            "canonical_url": "https://lendb.ai/lo/anthony-petroccia-2664005",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 832799,
      "name": "Direct Mortgage Loans",
      "slug": "direct-mortgage-loans-832799",
      "canonical_url": "https://lendb.ai/lender/direct-mortgage-loans-832799",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 176743,
      "name": "Absolute Home Mortgage",
      "slug": "absolute-home-mortgage-176743",
      "canonical_url": "https://lendb.ai/lender/absolute-home-mortgage-176743",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}