{
  "canonical_url": "https://lendb.ai/in/pennsylvania/franklin-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 63 funded FHA home loans in Franklin County, PA in 2025, 433 loans in all, per HMDA, FFIEC/CFPB data. The most active were Integrity Home Mortgage Corporation (46), United Wholesale Mortgage (44) and Rocket Mortgage (36). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Franklin County are linked below.",
  "county": {
    "fips": "42055",
    "name": "Franklin County",
    "state": "PA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 63,
    "lenders_10": 11,
    "loans": 433,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 44,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 36,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 433569,
            "full_name": "Gary Neus",
            "canonical_url": "https://lendb.ai/lo/gary-neus-433569",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 475194,
            "full_name": "Michelle Rebok",
            "canonical_url": "https://lendb.ai/lo/michelle-rebok-475194",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2664005,
            "full_name": "Anthony Petroccia",
            "canonical_url": "https://lendb.ai/lo/anthony-petroccia-2664005",
            "branch_city": "Chambersburg",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 832799,
      "name": "Direct Mortgage Loans",
      "slug": "direct-mortgage-loans-832799",
      "canonical_url": "https://lendb.ai/lender/direct-mortgage-loans-832799",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 144458,
            "full_name": "Andy Berryman",
            "canonical_url": "https://lendb.ai/lo/andy-berryman-144458",
            "branch_city": "Waynesboro",
            "branch_state": "PA"
          },
          {
            "nmls_id": 403798,
            "full_name": "Cecilia Sensenig",
            "canonical_url": "https://lendb.ai/lo/cecilia-sensenig-403798",
            "branch_city": "Waynesboro",
            "branch_state": "PA"
          },
          {
            "nmls_id": 776691,
            "full_name": "Blain Rosenberry",
            "canonical_url": "https://lendb.ai/lo/blain-rosenberry-776691",
            "branch_city": "Waynesboro",
            "branch_state": "PA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}