{
  "canonical_url": "https://lendb.ai/in/pennsylvania/lebanon-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 34 funded VA home loans in Lebanon County, PA in 2025, 211 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (37), United Wholesale Mortgage (26) and CrossCountry Mortgage (25). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lebanon County are linked below.",
  "county": {
    "fips": "42075",
    "name": "Lebanon County",
    "state": "PA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 34,
    "lenders_10": 8,
    "loans": 211,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 26,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 783536,
            "full_name": "Mike Folkemer",
            "canonical_url": "https://lendb.ai/lo/michael-folkemer-783536",
            "branch_city": "Lebanon",
            "branch_state": "PA"
          },
          {
            "nmls_id": 1185181,
            "full_name": "Sara Fenstermaker",
            "canonical_url": "https://lendb.ai/lo/sara-fenstermaker-1185181",
            "branch_city": "Lebanon",
            "branch_state": "PA"
          },
          {
            "nmls_id": 141062,
            "full_name": "Christopher Blouch",
            "canonical_url": "https://lendb.ai/lo/christopher-blouch-141062",
            "branch_city": "Hershey",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 748590,
            "full_name": "Clint Baum",
            "canonical_url": "https://lendb.ai/lo/clint-baum-748590",
            "branch_city": "Hershey",
            "branch_state": "PA"
          },
          {
            "nmls_id": 98983,
            "full_name": "Tina Gring",
            "canonical_url": "https://lendb.ai/lo/tina-gring-98983",
            "branch_city": "Lancaster",
            "branch_state": "PA"
          },
          {
            "nmls_id": 131287,
            "full_name": "Ed Pirrung",
            "canonical_url": "https://lendb.ai/lo/ed-pirrung-131287",
            "branch_city": "Lancaster",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}