{
  "canonical_url": "https://lendb.ai/in/pennsylvania/luzerne-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 151 funded conventional home loans in Luzerne County, PA in 2025, 1,843 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (360), Guild Mortgage (166) and United Wholesale Mortgage (88). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Luzerne County are linked below.",
  "county": {
    "fips": "42079",
    "name": "Luzerne County",
    "state": "PA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 151,
    "lenders_10": 37,
    "loans": 1843,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 360,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 166,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 103679,
            "full_name": "Dan Townsend",
            "canonical_url": "https://lendb.ai/lo/dan-townsend-103679",
            "branch_city": "Wilkes Barre",
            "branch_state": "PA"
          },
          {
            "nmls_id": 132877,
            "full_name": "Rich Sachse",
            "canonical_url": "https://lendb.ai/lo/rich-sachse-132877",
            "branch_city": "Wilkes Barre",
            "branch_state": "PA"
          },
          {
            "nmls_id": 139114,
            "full_name": "Charlie Daniels",
            "canonical_url": "https://lendb.ai/lo/charlie-daniels-139114",
            "branch_city": "Wilkes Barre",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 88,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1330,
      "name": "United Mortgage Corp.",
      "slug": "united-mortgage-corp-1330",
      "canonical_url": "https://lendb.ai/lender/united-mortgage-corp-1330",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 150121,
            "full_name": "Gisela Pratt",
            "canonical_url": "https://lendb.ai/lo/gisela-pratt-150121",
            "branch_city": "Hazleton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2127945,
            "full_name": "Ivette Elizabeth Perez",
            "canonical_url": "https://lendb.ai/lo/ivette-elizabeth-perez-2127945",
            "branch_city": "Hazleton",
            "branch_state": "PA"
          },
          {
            "nmls_id": 2386256,
            "full_name": "Jasmel Ramos",
            "canonical_url": "https://lendb.ai/lo/jasmel-ramos-2386256",
            "branch_city": "Hazleton",
            "branch_state": "PA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 65,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 419814,
      "name": "Northwest Bank",
      "slug": "northwest-bank-419814",
      "canonical_url": "https://lendb.ai/lender/northwest-bank-419814",
      "loans": 54,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 45,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 41,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}