{
  "canonical_url": "https://lendb.ai/in/rhode-island/newport-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 83 funded conventional home loans in Newport County, RI in 2025, 536 loans in all, per HMDA, FFIEC/CFPB data. The most active were Movement Mortgage (76), Rocket Mortgage (69) and CMG Home Loans (35). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Newport County are linked below.",
  "county": {
    "fips": "44005",
    "name": "Newport County",
    "state": "RI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 83,
    "lenders_10": 16,
    "loans": 536,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 76,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 1450474,
            "full_name": "Waldy Ripoll",
            "canonical_url": "https://lendb.ai/lo/waldy-ripoll-1450474",
            "branch_city": "Cranston",
            "branch_state": "RI"
          },
          {
            "nmls_id": 2729935,
            "full_name": "Marlena Morel",
            "canonical_url": "https://lendb.ai/lo/marlena-morel-2729935",
            "branch_city": "Cranston",
            "branch_state": "RI"
          },
          {
            "nmls_id": 6595,
            "full_name": "Tess Leighton",
            "canonical_url": "https://lendb.ai/lo/tess-leighton-6595",
            "branch_city": "Providence",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 69,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 7647,
            "full_name": "Gina Lalli",
            "canonical_url": "https://lendb.ai/lo/gina-lalli-7647",
            "branch_city": "Newport",
            "branch_state": "RI"
          },
          {
            "nmls_id": 18704,
            "full_name": "Ron Volpe",
            "canonical_url": "https://lendb.ai/lo/ronald-volpe-18704",
            "branch_city": "East Providence",
            "branch_state": "RI"
          },
          {
            "nmls_id": 24791,
            "full_name": "Andrew Borges",
            "canonical_url": "https://lendb.ai/lo/andrew-borges-24791",
            "branch_city": "East Providence",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 433960,
      "name": "Citizens Bank",
      "slug": "citizens-bank-433960",
      "canonical_url": "https://lendb.ai/lender/citizens-bank-433960",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 518614,
            "full_name": "Michael Nadeau",
            "canonical_url": "https://lendb.ai/lo/michael-nadeau-518614",
            "branch_city": "Wakefield",
            "branch_state": "RI"
          },
          {
            "nmls_id": 704476,
            "full_name": "Angela Thomas",
            "canonical_url": "https://lendb.ai/lo/angela-thomas-704476",
            "branch_city": "Barrington",
            "branch_state": "RI"
          },
          {
            "nmls_id": 4870,
            "full_name": "Ray Goulart",
            "canonical_url": "https://lendb.ai/lo/raymond-goulart-4870",
            "branch_city": "New Bedford",
            "branch_state": "MA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 5305,
            "full_name": "Michael Raffa",
            "canonical_url": "https://lendb.ai/lo/michael-raffa-5305",
            "branch_city": "Middletown",
            "branch_state": "RI"
          },
          {
            "nmls_id": 7593,
            "full_name": "Kirk Hutchings",
            "canonical_url": "https://lendb.ai/lo/kirk-hutchings-7593",
            "branch_city": "Middletown",
            "branch_state": "RI"
          },
          {
            "nmls_id": 8153,
            "full_name": "Bob Beck",
            "canonical_url": "https://lendb.ai/lo/robert-beck-8153",
            "branch_city": "Middletown",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 21781,
            "full_name": "Joseph Roumelis",
            "canonical_url": "https://lendb.ai/lo/joseph-roumelis-21781",
            "branch_city": "Greenville",
            "branch_state": "RI"
          },
          {
            "nmls_id": 1065888,
            "full_name": "Nicholas Caccia",
            "canonical_url": "https://lendb.ai/lo/nicholas-caccia-1065888",
            "branch_city": "Greenville",
            "branch_state": "RI"
          },
          {
            "nmls_id": 2275708,
            "full_name": "Nick Zammarelli",
            "canonical_url": "https://lendb.ai/lo/nick-zammarelli-2275708",
            "branch_city": "Greenville",
            "branch_state": "RI"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}