{
  "canonical_url": "https://lendb.ai/in/rhode-island/newport-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 24 funded VA home loans in Newport County, RI in 2025, 94 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (18), Movement Mortgage (18) and Freedom Mortgage (11). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Newport County are linked below.",
  "county": {
    "fips": "44005",
    "name": "Newport County",
    "state": "RI"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 24,
    "lenders_10": 3,
    "loans": 94,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 1450474,
            "full_name": "Waldy Ripoll",
            "canonical_url": "https://lendb.ai/lo/waldy-ripoll-1450474",
            "branch_city": "Cranston",
            "branch_state": "RI"
          },
          {
            "nmls_id": 2729935,
            "full_name": "Marlena Morel",
            "canonical_url": "https://lendb.ai/lo/marlena-morel-2729935",
            "branch_city": "Cranston",
            "branch_state": "RI"
          },
          {
            "nmls_id": 6595,
            "full_name": "Tess Leighton",
            "canonical_url": "https://lendb.ai/lo/tess-leighton-6595",
            "branch_city": "Providence",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 7647,
            "full_name": "Gina Lalli",
            "canonical_url": "https://lendb.ai/lo/gina-lalli-7647",
            "branch_city": "Newport",
            "branch_state": "RI"
          },
          {
            "nmls_id": 18704,
            "full_name": "Ron Volpe",
            "canonical_url": "https://lendb.ai/lo/ronald-volpe-18704",
            "branch_city": "East Providence",
            "branch_state": "RI"
          },
          {
            "nmls_id": 24791,
            "full_name": "Andrew Borges",
            "canonical_url": "https://lendb.ai/lo/andrew-borges-24791",
            "branch_city": "East Providence",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 5305,
            "full_name": "Michael Raffa",
            "canonical_url": "https://lendb.ai/lo/michael-raffa-5305",
            "branch_city": "Middletown",
            "branch_state": "RI"
          },
          {
            "nmls_id": 7593,
            "full_name": "Kirk Hutchings",
            "canonical_url": "https://lendb.ai/lo/kirk-hutchings-7593",
            "branch_city": "Middletown",
            "branch_state": "RI"
          },
          {
            "nmls_id": 8153,
            "full_name": "Bob Beck",
            "canonical_url": "https://lendb.ai/lo/robert-beck-8153",
            "branch_city": "Middletown",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2861,
      "name": "Province Mortgage Associates, Inc",
      "slug": "province-mortgage-associates-inc-2861",
      "canonical_url": "https://lendb.ai/lender/province-mortgage-associates-inc-2861",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}