{
  "canonical_url": "https://lendb.ai/in/rhode-island/providence-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 51 funded VA home loans in Providence County, RI in 2025, 397 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (73), Movement Mortgage (37) and United Wholesale Mortgage (33). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Providence County are linked below.",
  "county": {
    "fips": "44007",
    "name": "Providence County",
    "state": "RI"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 51,
    "lenders_10": 12,
    "loans": 397,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 73,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 1450474,
            "full_name": "Waldy Ripoll",
            "canonical_url": "https://lendb.ai/lo/waldy-ripoll-1450474",
            "branch_city": "Cranston",
            "branch_state": "RI"
          },
          {
            "nmls_id": 2729935,
            "full_name": "Marlena Morel",
            "canonical_url": "https://lendb.ai/lo/marlena-morel-2729935",
            "branch_city": "Cranston",
            "branch_state": "RI"
          },
          {
            "nmls_id": 6595,
            "full_name": "Tess Leighton",
            "canonical_url": "https://lendb.ai/lo/tess-leighton-6595",
            "branch_city": "Providence",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 22,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 8154,
            "full_name": "Scott Lacey",
            "canonical_url": "https://lendb.ai/lo/scott-lacey-8154",
            "branch_city": "Lincoln",
            "branch_state": "RI"
          },
          {
            "nmls_id": 16414,
            "full_name": "David Bottone",
            "canonical_url": "https://lendb.ai/lo/david-bottone-16414",
            "branch_city": "Warwick",
            "branch_state": "RI"
          },
          {
            "nmls_id": 22078,
            "full_name": "David Johansen",
            "canonical_url": "https://lendb.ai/lo/david-johansen-22078",
            "branch_city": "Warwick",
            "branch_state": "RI"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}