{
  "canonical_url": "https://lendb.ai/in/south-carolina/lancaster-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 14 funded USDA home loans in Lancaster County, SC in 2025, 20 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (4), NVR Mortgage (3) and Movement Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lancaster County are linked below.",
  "county": {
    "fips": "45057",
    "name": "Lancaster County",
    "state": "SC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 14,
    "lenders_10": 0,
    "loans": 20,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 442231,
            "full_name": "Paul Eiden",
            "canonical_url": "https://lendb.ai/lo/paul-eiden-442231",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2020879,
            "full_name": "Jay York",
            "canonical_url": "https://lendb.ai/lo/jachin-york-2020879",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 474262,
            "full_name": "Margaret Robinson",
            "canonical_url": "https://lendb.ai/lo/margaret-robinson-474262",
            "branch_city": "Rock Hill",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 52,
        "people": [
          {
            "nmls_id": 81645,
            "full_name": "Karen Barnette",
            "canonical_url": "https://lendb.ai/lo/karen-barnette-81645",
            "branch_city": "Fort Mill",
            "branch_state": "SC"
          },
          {
            "nmls_id": 93007,
            "full_name": "Eric Storm",
            "canonical_url": "https://lendb.ai/lo/eric-storm-93007",
            "branch_city": "Indian Land",
            "branch_state": "SC"
          },
          {
            "nmls_id": 117866,
            "full_name": "Marie Peppers",
            "canonical_url": "https://lendb.ai/lo/marie-peppers-117866",
            "branch_city": "Fort Mill",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 762637,
            "full_name": "Paul Caldwell",
            "canonical_url": "https://lendb.ai/lo/paul-caldwell-762637",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1494137,
            "full_name": "Derek Helms",
            "canonical_url": "https://lendb.ai/lo/james-helms-1494137",
            "branch_city": "Matthews",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1654236,
            "full_name": "Massimo Smiroldo",
            "canonical_url": "https://lendb.ai/lo/massimo-smiroldo-1654236",
            "branch_city": "Weddington",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 1847150,
            "full_name": "Juliana Davis",
            "canonical_url": "https://lendb.ai/lo/juliana-davis-1847150",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1972184,
            "full_name": "Jason Geiger",
            "canonical_url": "https://lendb.ai/lo/jason-geiger-1972184",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 325946,
            "full_name": "Michelle du Bois",
            "canonical_url": "https://lendb.ai/lo/michelle-badr-325946",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}