{
  "canonical_url": "https://lendb.ai/in/south-carolina/richland-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 170 funded conventional home loans in Richland County, SC in 2025, 3,050 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (408), Rocket Mortgage (328) and United Wholesale Mortgage (146). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richland County are linked below.",
  "county": {
    "fips": "45079",
    "name": "Richland County",
    "state": "SC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 170,
    "lenders_10": 51,
    "loans": 3050,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 408,
      "includes_brokered": false,
      "loan_officers": {
        "total": 33,
        "people": [
          {
            "nmls_id": 346619,
            "full_name": "Lauren Sawyer Foster",
            "canonical_url": "https://lendb.ai/lo/lauren-foster-346619",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 449724,
            "full_name": "Karen Swanson",
            "canonical_url": "https://lendb.ai/lo/karen-swanson-449724",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 474230,
            "full_name": "Heyward Cathcart",
            "canonical_url": "https://lendb.ai/lo/heyward-cathcart-474230",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 328,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 146,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 123,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 418577,
            "full_name": "Francisco J Ippoliti",
            "canonical_url": "https://lendb.ai/lo/francisco-j-ippoliti-418577",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 2373510,
            "full_name": "Steve Cassano",
            "canonical_url": "https://lendb.ai/lo/steve-cassano-2373510",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 103,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 277752,
            "full_name": "Ron Williams",
            "canonical_url": "https://lendb.ai/lo/ron-williams-277752",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1442556,
            "full_name": "Sheila Harris",
            "canonical_url": "https://lendb.ai/lo/sheila-harris-1442556",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 188562,
            "full_name": "Kelley Hunt",
            "canonical_url": "https://lendb.ai/lo/kelley-hunt-188562",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 1339801,
      "name": "Resource Financial Services, Inc.",
      "slug": "resource-financial-services-inc-1339801",
      "canonical_url": "https://lendb.ai/lender/resource-financial-services-inc-1339801",
      "loans": 86,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 80,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 279339,
            "full_name": "Brian Prahl",
            "canonical_url": "https://lendb.ai/lo/brian-prahl-279339",
            "branch_city": "Lexington",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1124243,
            "full_name": "Alex Huggins",
            "canonical_url": "https://lendb.ai/lo/alex-huggins-1124243",
            "branch_city": "Lexington",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1940342,
            "full_name": "Jon Buerkert",
            "canonical_url": "https://lendb.ai/lo/jonathan-buerkert-1940342",
            "branch_city": "Lexington",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 73,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 70,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 450288,
            "full_name": "Sandy Shannon",
            "canonical_url": "https://lendb.ai/lo/sandra-shannon-450288",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 2118272,
            "full_name": "Terry Leifheit",
            "canonical_url": "https://lendb.ai/lo/terry-leifheit-2118272",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}