{
  "canonical_url": "https://lendb.ai/in/south-carolina/richland-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 118 funded FHA home loans in Richland County, SC in 2025, 1,608 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (149), Rocket Mortgage (130) and United Wholesale Mortgage (120). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richland County are linked below.",
  "county": {
    "fips": "45079",
    "name": "Richland County",
    "state": "SC"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 118,
    "lenders_10": 33,
    "loans": 1608,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 149,
      "includes_brokered": false,
      "loan_officers": {
        "total": 33,
        "people": [
          {
            "nmls_id": 346619,
            "full_name": "Lauren Sawyer Foster",
            "canonical_url": "https://lendb.ai/lo/lauren-foster-346619",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 449724,
            "full_name": "Karen Swanson",
            "canonical_url": "https://lendb.ai/lo/karen-swanson-449724",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 474230,
            "full_name": "Heyward Cathcart",
            "canonical_url": "https://lendb.ai/lo/heyward-cathcart-474230",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 130,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 120,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 118,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 277752,
            "full_name": "Ron Williams",
            "canonical_url": "https://lendb.ai/lo/ron-williams-277752",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1442556,
            "full_name": "Sheila Harris",
            "canonical_url": "https://lendb.ai/lo/sheila-harris-1442556",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 188562,
            "full_name": "Kelley Hunt",
            "canonical_url": "https://lendb.ai/lo/kelley-hunt-188562",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 91,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 239638,
            "full_name": "Aaron Simmons",
            "canonical_url": "https://lendb.ai/lo/aaron-simmons-239638",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1624150,
            "full_name": "Darin Bradford",
            "canonical_url": "https://lendb.ai/lo/darin-bradford-1624150",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1924189,
            "full_name": "LaToya Gary",
            "canonical_url": "https://lendb.ai/lo/latoya-gary-1924189",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 74,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 60,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1339801,
      "name": "Resource Financial Services, Inc.",
      "slug": "resource-financial-services-inc-1339801",
      "canonical_url": "https://lendb.ai/lender/resource-financial-services-inc-1339801",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 48,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}