{
  "canonical_url": "https://lendb.ai/in/south-carolina/richland-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Richland County, SC in 2025, 11 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (3), Towne Mortgage Company (2) and Equity Prime Mortgage LLC (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richland County are linked below.",
  "county": {
    "fips": "45079",
    "name": "Richland County",
    "state": "SC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 0,
    "loans": 11,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 71597,
            "full_name": "Clint Hammond",
            "canonical_url": "https://lendb.ai/lo/raymond-hammond-71597",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 170311,
            "full_name": "Cat Town",
            "canonical_url": "https://lendb.ai/lo/cat-town-170311",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 642981,
            "full_name": "Travis Wright",
            "canonical_url": "https://lendb.ai/lo/travis-wright-642981",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 239638,
            "full_name": "Aaron Simmons",
            "canonical_url": "https://lendb.ai/lo/aaron-simmons-239638",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1624150,
            "full_name": "Darin Bradford",
            "canonical_url": "https://lendb.ai/lo/darin-bradford-1624150",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1924189,
            "full_name": "LaToya Gary",
            "canonical_url": "https://lendb.ai/lo/latoya-gary-1924189",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}