{
  "canonical_url": "https://lendb.ai/in/south-carolina/richland-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 116 funded VA home loans in Richland County, SC in 2025, 2,284 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (244), United Wholesale Mortgage (232) and Freedom Mortgage (194). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richland County are linked below.",
  "county": {
    "fips": "45079",
    "name": "Richland County",
    "state": "SC"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 116,
    "lenders_10": 38,
    "loans": 2284,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 244,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 232,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 194,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 110,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 104,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 277752,
            "full_name": "Ron Williams",
            "canonical_url": "https://lendb.ai/lo/ron-williams-277752",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1442556,
            "full_name": "Sheila Harris",
            "canonical_url": "https://lendb.ai/lo/sheila-harris-1442556",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 188562,
            "full_name": "Kelley Hunt",
            "canonical_url": "https://lendb.ai/lo/kelley-hunt-188562",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 95,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 239638,
            "full_name": "Aaron Simmons",
            "canonical_url": "https://lendb.ai/lo/aaron-simmons-239638",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1624150,
            "full_name": "Darin Bradford",
            "canonical_url": "https://lendb.ai/lo/darin-bradford-1624150",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1924189,
            "full_name": "LaToya Gary",
            "canonical_url": "https://lendb.ai/lo/latoya-gary-1924189",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 86,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 80,
      "includes_brokered": false,
      "loan_officers": {
        "total": 33,
        "people": [
          {
            "nmls_id": 346619,
            "full_name": "Lauren Sawyer Foster",
            "canonical_url": "https://lendb.ai/lo/lauren-foster-346619",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 449724,
            "full_name": "Karen Swanson",
            "canonical_url": "https://lendb.ai/lo/karen-swanson-449724",
            "branch_city": "Columbia",
            "branch_state": "SC"
          },
          {
            "nmls_id": 474230,
            "full_name": "Heyward Cathcart",
            "canonical_url": "https://lendb.ai/lo/heyward-cathcart-474230",
            "branch_city": "Columbia",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 77,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}