{
  "canonical_url": "https://lendb.ai/in/south-dakota/lincoln-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 37 funded conventional home loans in Lincoln County, SD in 2025, 233 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (40), Fairway Independent Mortgage Corporation (35) and U.S. Bank (26). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lincoln County are linked below.",
  "county": {
    "fips": "46083",
    "name": "Lincoln County",
    "state": "SD"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 37,
    "lenders_10": 8,
    "loans": 233,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 404680,
            "full_name": "Nick Kiesow",
            "canonical_url": "https://lendb.ai/lo/nicholas-kiesow-404680",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 400287,
            "full_name": "Troy Lage",
            "canonical_url": "https://lendb.ai/lo/richard-lage-400287",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 400290,
            "full_name": "Jeff Buum",
            "canonical_url": "https://lendb.ai/lo/jeff-buum-400290",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 400288,
            "full_name": "Rebecca Taylor",
            "canonical_url": "https://lendb.ai/lo/rebecca-taylor-400288",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 502083,
            "full_name": "Jen Albers",
            "canonical_url": "https://lendb.ai/lo/jen-albers-502083",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 650949,
            "full_name": "Celia Burkinshaw",
            "canonical_url": "https://lendb.ai/lo/celia-burkinshaw-650949",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 711742,
            "full_name": "Rozhyer Q Aware",
            "canonical_url": "https://lendb.ai/lo/rozhyer-q-aware-711742",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 52740,
            "full_name": "Rob Baatz",
            "canonical_url": "https://lendb.ai/lo/rob-baatz-52740",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 473258,
            "full_name": "Josh Osborne",
            "canonical_url": "https://lendb.ai/lo/joshua-osborne-473258",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          }
        ]
      }
    },
    {
      "nmls_id": 433960,
      "name": "Citizens Bank",
      "slug": "citizens-bank-433960",
      "canonical_url": "https://lendb.ai/lender/citizens-bank-433960",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}