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canonical_url: https://lendb.ai/in/south-dakota/lincoln-county/conventional-loans
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# Top lenders for conventional loans in Lincoln County, SD

These are lenders, not loan officers. Of the lenders LenDb lists, 37 funded conventional home loans in Lincoln County, SD in 2025, 233 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (40), Fairway Independent Mortgage Corporation (35) and U.S. Bank (26). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lincoln County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 40 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Lincoln County yet.
2. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 35 conventional loans
   - Loan officers LenDb lists at this lender near Lincoln County: 12 ([Nick Kiesow](https://lendb.ai/lo/nicholas-kiesow-404680), [Troy Lage](https://lendb.ai/lo/richard-lage-400287), [Jeff Buum](https://lendb.ai/lo/jeff-buum-400290), more on the lender page)
3. **[U.S. Bank](https://lendb.ai/lender/us-bank-402761)**: 26 conventional loans
   - Loan officers LenDb lists at this lender near Lincoln County: 4 ([Rebecca Taylor](https://lendb.ai/lo/rebecca-taylor-400288), [Jen Albers](https://lendb.ai/lo/jen-albers-502083), [Celia Burkinshaw](https://lendb.ai/lo/celia-burkinshaw-650949), more on the lender page)
4. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 16 conventional loans
   - Loan officers LenDb lists at this lender near Lincoln County: 1 ([Rozhyer Q Aware](https://lendb.ai/lo/rozhyer-q-aware-711742))
5. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 15 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Lincoln County yet.
6. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 11 conventional loans
   - LenDb does not list loan officers at this lender near Lincoln County yet.
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 11 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Lincoln County yet.
8. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 10 conventional loans
   - Loan officers LenDb lists at this lender near Lincoln County: 2 ([Rob Baatz](https://lendb.ai/lo/rob-baatz-52740), [Josh Osborne](https://lendb.ai/lo/joshua-osborne-473258))
9. **[Citizens Bank](https://lendb.ai/lender/citizens-bank-433960)**: 8 conventional loans
   - LenDb does not list loan officers at this lender near Lincoln County yet.
10. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 7 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Lincoln County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/south-dakota/lincoln-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._