{
  "canonical_url": "https://lendb.ai/in/south-dakota/minnehaha-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 29 funded VA home loans in Minnehaha County, SD in 2025, 172 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (41), Newrez (21) and Fairway Independent Mortgage Corporation (17). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Minnehaha County are linked below.",
  "county": {
    "fips": "46099",
    "name": "Minnehaha County",
    "state": "SD"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 29,
    "lenders_10": 5,
    "loans": 172,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 404680,
            "full_name": "Nick Kiesow",
            "canonical_url": "https://lendb.ai/lo/nicholas-kiesow-404680",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 462619,
            "full_name": "Jeff Mindt",
            "canonical_url": "https://lendb.ai/lo/jeff-mindt-462619",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 509205,
            "full_name": "Dave Kelly",
            "canonical_url": "https://lendb.ai/lo/dave-kelly-509205",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 52740,
            "full_name": "Rob Baatz",
            "canonical_url": "https://lendb.ai/lo/rob-baatz-52740",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          },
          {
            "nmls_id": 473258,
            "full_name": "Josh Osborne",
            "canonical_url": "https://lendb.ai/lo/joshua-osborne-473258",
            "branch_city": "Sioux Falls",
            "branch_state": "SD"
          }
        ]
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}