{
  "canonical_url": "https://lendb.ai/in/tennessee/bedford-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 56 funded FHA home loans in Bedford County, TN in 2025, 259 loans in all, per HMDA, FFIEC/CFPB data. The most active were First Community Mortgage (53), Pennymac (24) and United Wholesale Mortgage (23). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bedford County are linked below.",
  "county": {
    "fips": "47003",
    "name": "Bedford County",
    "state": "TN"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 56,
    "lenders_10": 7,
    "loans": 259,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 53,
      "includes_brokered": true,
      "loan_officers": {
        "total": 47,
        "people": [
          {
            "nmls_id": 1726806,
            "full_name": "Sterling Smith",
            "canonical_url": "https://lendb.ai/lo/sterling-smith-1726806",
            "branch_city": "Shelbyville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 71317,
            "full_name": "James Harper",
            "canonical_url": "https://lendb.ai/lo/james-harper-71317",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 100062,
            "full_name": "Susan Webber",
            "canonical_url": "https://lendb.ai/lo/susan-webber-100062",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 769915,
            "full_name": "Bruce Simms",
            "canonical_url": "https://lendb.ai/lo/bruce-simms-769915",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 186240,
            "full_name": "Jamie Steelman",
            "canonical_url": "https://lendb.ai/lo/jamie-steelman-186240",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 244383,
            "full_name": "Rhonda Mullins",
            "canonical_url": "https://lendb.ai/lo/rhonda-mullins-244383",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1978746,
            "full_name": "Jackson Matheson",
            "canonical_url": "https://lendb.ai/lo/jackson-matheson-1978746",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}