{
  "canonical_url": "https://lendb.ai/in/tennessee/bedford-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 29 funded VA home loans in Bedford County, TN in 2025, 102 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (16), Freedom Mortgage (13) and Rocket Mortgage (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bedford County are linked below.",
  "county": {
    "fips": "47003",
    "name": "Bedford County",
    "state": "TN"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 29,
    "lenders_10": 4,
    "loans": 102,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 769915,
            "full_name": "Bruce Simms",
            "canonical_url": "https://lendb.ai/lo/bruce-simms-769915",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 186240,
            "full_name": "Jamie Steelman",
            "canonical_url": "https://lendb.ai/lo/jamie-steelman-186240",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 244383,
            "full_name": "Rhonda Mullins",
            "canonical_url": "https://lendb.ai/lo/rhonda-mullins-244383",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 47,
        "people": [
          {
            "nmls_id": 1726806,
            "full_name": "Sterling Smith",
            "canonical_url": "https://lendb.ai/lo/sterling-smith-1726806",
            "branch_city": "Shelbyville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 71317,
            "full_name": "James Harper",
            "canonical_url": "https://lendb.ai/lo/james-harper-71317",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 100062,
            "full_name": "Susan Webber",
            "canonical_url": "https://lendb.ai/lo/susan-webber-100062",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2726,
      "name": "Onity Mortgage Corporation",
      "slug": "onity-mortgage-corporation-2726",
      "canonical_url": "https://lendb.ai/lender/onity-mortgage-corporation-2726",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}