{
  "canonical_url": "https://lendb.ai/in/tennessee/carter-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Carter County, TN in 2025, 15 loans in all, per HMDA, FFIEC/CFPB data. The most active were Sierra Pacific Mortgage Company Inc (3), Movement Mortgage (3) and Kind Lending, LLC (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Carter County are linked below.",
  "county": {
    "fips": "47019",
    "name": "Carter County",
    "state": "TN"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 15,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 171388,
            "full_name": "Jenny Haines Douglas",
            "canonical_url": "https://lendb.ai/lo/jenny-haines-douglas-171388",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          },
          {
            "nmls_id": 352991,
            "full_name": "Tachelle Peters",
            "canonical_url": "https://lendb.ai/lo/tachelle-peters-352991",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          },
          {
            "nmls_id": 812131,
            "full_name": "Mcclure Boyd",
            "canonical_url": "https://lendb.ai/lo/mcclure-boyd-812131",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 34391,
      "name": "Mortgage Investors Group",
      "slug": "mortgage-investors-group-34391",
      "canonical_url": "https://lendb.ai/lender/mortgage-investors-group-34391",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1930433,
            "full_name": "Blake Shropshire",
            "canonical_url": "https://lendb.ai/lo/blake-shropshire-1930433",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1569262,
            "full_name": "Lucas Johnson",
            "canonical_url": "https://lendb.ai/lo/lucas-johnson-1569262",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 2334,
      "name": "GVC Mortgage, Inc.",
      "slug": "gvc-mortgage-inc-2334",
      "canonical_url": "https://lendb.ai/lender/gvc-mortgage-inc-2334",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 66247,
      "name": "Cardinal Financial Company",
      "slug": "cardinal-financial-66247",
      "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 183049,
            "full_name": "Zach Garrison",
            "canonical_url": "https://lendb.ai/lo/zach-garrison-183049",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          },
          {
            "nmls_id": 2156596,
            "full_name": "Jake Allen",
            "canonical_url": "https://lendb.ai/lo/jake-allen-2156596",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          },
          {
            "nmls_id": 2492365,
            "full_name": "Ethan Miller",
            "canonical_url": "https://lendb.ai/lo/ethan-miller-2492365",
            "branch_city": "Johnson City",
            "branch_state": "TN"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}