{
  "canonical_url": "https://lendb.ai/in/tennessee/cheatham-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 89 funded conventional home loans in Cheatham County, TN in 2025, 408 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (54), Rocket Mortgage (48) and Inspire Home Loans Inc. (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cheatham County are linked below.",
  "county": {
    "fips": "47021",
    "name": "Cheatham County",
    "state": "TN"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 89,
    "lenders_10": 10,
    "loans": 408,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 54,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 48,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1564276,
      "name": "Inspire Home Loans Inc.",
      "slug": "inspire-home-loans-inc-1564276",
      "canonical_url": "https://lendb.ai/lender/inspire-home-loans-inc-1564276",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 19,
        "people": [
          {
            "nmls_id": 703893,
            "full_name": "Michael Whiting",
            "canonical_url": "https://lendb.ai/lo/michael-whiting-703893",
            "branch_city": "Brentwood",
            "branch_state": "TN"
          },
          {
            "nmls_id": 173470,
            "full_name": "Cliff Rains",
            "canonical_url": "https://lendb.ai/lo/cliff-rains-173470",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 195255,
            "full_name": "Kevin Long",
            "canonical_url": "https://lendb.ai/lo/kevin-long-195255",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 967233,
            "full_name": "John Norris III",
            "canonical_url": "https://lendb.ai/lo/john-norris-iii-967233",
            "branch_city": "Ashland City",
            "branch_state": "TN"
          },
          {
            "nmls_id": 501989,
            "full_name": "Dan Gallo",
            "canonical_url": "https://lendb.ai/lo/dan-gallo-501989",
            "branch_city": "Clarksville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 484137,
            "full_name": "Michael Smith",
            "canonical_url": "https://lendb.ai/lo/michael-smith-484137",
            "branch_city": "Brentwood",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 459308,
      "name": "Old National Bank",
      "slug": "old-national-bank-459308",
      "canonical_url": "https://lendb.ai/lender/old-national-bank-459308",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 36,
        "people": [
          {
            "nmls_id": 162539,
            "full_name": "Stephanie Spain",
            "canonical_url": "https://lendb.ai/lo/stephanie-spain-162539",
            "branch_city": "Nashville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 167461,
            "full_name": "Marshall Sparkman",
            "canonical_url": "https://lendb.ai/lo/marshall-sparkman-167461",
            "branch_city": "Nashville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 188269,
            "full_name": "Tonya Esquibel",
            "canonical_url": "https://lendb.ai/lo/tonya-esquibel-188269",
            "branch_city": "Nashville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75271,
      "name": "FirstTrust Home Loans, Inc.",
      "slug": "firsttrust-home-loans-inc-75271",
      "canonical_url": "https://lendb.ai/lender/firsttrust-home-loans-inc-75271",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 613417,
            "full_name": "Brian Maggart",
            "canonical_url": "https://lendb.ai/lo/brian-maggart-613417",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1540660,
            "full_name": "Tracy Woodside",
            "canonical_url": "https://lendb.ai/lo/tracy-woodside-1540660",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 2350486,
            "full_name": "Justin Richardson",
            "canonical_url": "https://lendb.ai/lo/justin-richardson-2350486",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}