{
  "canonical_url": "https://lendb.ai/in/tennessee/cheatham-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Cheatham County, TN in 2025, 16 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (8), United Wholesale Mortgage (2) and Guild Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cheatham County are linked below.",
  "county": {
    "fips": "47021",
    "name": "Cheatham County",
    "state": "TN"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 0,
    "loans": 16,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 19,
        "people": [
          {
            "nmls_id": 703893,
            "full_name": "Michael Whiting",
            "canonical_url": "https://lendb.ai/lo/michael-whiting-703893",
            "branch_city": "Brentwood",
            "branch_state": "TN"
          },
          {
            "nmls_id": 173470,
            "full_name": "Cliff Rains",
            "canonical_url": "https://lendb.ai/lo/cliff-rains-173470",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 195255,
            "full_name": "Kevin Long",
            "canonical_url": "https://lendb.ai/lo/kevin-long-195255",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 1737404,
            "full_name": "Kenny Rojas",
            "canonical_url": "https://lendb.ai/lo/kenneth-rojas-1737404",
            "branch_city": "Clarksville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1638482,
            "full_name": "Michael DiLucchio",
            "canonical_url": "https://lendb.ai/lo/michael-dilucchio-1638482",
            "branch_city": "Nashville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 649407,
            "full_name": "Brendan Donelson",
            "canonical_url": "https://lendb.ai/lo/brendan-donelson-649407",
            "branch_city": "Nashville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 459308,
      "name": "Old National Bank",
      "slug": "old-national-bank-459308",
      "canonical_url": "https://lendb.ai/lender/old-national-bank-459308",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}