{
  "canonical_url": "https://lendb.ai/in/tennessee/davidson-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 124 funded FHA home loans in Davidson County, TN in 2025, 1,482 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (195), CMG Home Loans (145) and Rocket Mortgage (138). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Davidson County are linked below.",
  "county": {
    "fips": "47037",
    "name": "Davidson County",
    "state": "TN"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 124,
    "lenders_10": 30,
    "loans": 1482,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 195,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 145,
      "includes_brokered": false,
      "loan_officers": {
        "total": 51,
        "people": [
          {
            "nmls_id": 703893,
            "full_name": "Michael Whiting",
            "canonical_url": "https://lendb.ai/lo/michael-whiting-703893",
            "branch_city": "Brentwood",
            "branch_state": "TN"
          },
          {
            "nmls_id": 173470,
            "full_name": "Cliff Rains",
            "canonical_url": "https://lendb.ai/lo/cliff-rains-173470",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 195255,
            "full_name": "Kevin Long",
            "canonical_url": "https://lendb.ai/lo/kevin-long-195255",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 138,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 91,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 54,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 36,
        "people": [
          {
            "nmls_id": 162539,
            "full_name": "Stephanie Spain",
            "canonical_url": "https://lendb.ai/lo/stephanie-spain-162539",
            "branch_city": "Nashville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 167461,
            "full_name": "Marshall Sparkman",
            "canonical_url": "https://lendb.ai/lo/marshall-sparkman-167461",
            "branch_city": "Nashville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 188269,
            "full_name": "Tonya Esquibel",
            "canonical_url": "https://lendb.ai/lo/tonya-esquibel-188269",
            "branch_city": "Nashville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 131790,
            "full_name": "Mike Means",
            "canonical_url": "https://lendb.ai/lo/michael-means-131790",
            "branch_city": "Franklin",
            "branch_state": "TN"
          },
          {
            "nmls_id": 151323,
            "full_name": "Brendan Burns",
            "canonical_url": "https://lendb.ai/lo/brendan-burns-151323",
            "branch_city": "Franklin",
            "branch_state": "TN"
          },
          {
            "nmls_id": 161907,
            "full_name": "Scott Cone",
            "canonical_url": "https://lendb.ai/lo/jeffrey-cone-161907",
            "branch_city": "Franklin",
            "branch_state": "TN"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}