{
  "canonical_url": "https://lendb.ai/in/tennessee/davidson-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 84 funded VA home loans in Davidson County, TN in 2025, 592 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (99), Veterans United Home Loans (68) and Freedom Mortgage (44). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Davidson County are linked below.",
  "county": {
    "fips": "47037",
    "name": "Davidson County",
    "state": "TN"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 84,
    "lenders_10": 14,
    "loans": 592,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 99,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 42,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 51,
        "people": [
          {
            "nmls_id": 703893,
            "full_name": "Michael Whiting",
            "canonical_url": "https://lendb.ai/lo/michael-whiting-703893",
            "branch_city": "Brentwood",
            "branch_state": "TN"
          },
          {
            "nmls_id": 173470,
            "full_name": "Cliff Rains",
            "canonical_url": "https://lendb.ai/lo/cliff-rains-173470",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 195255,
            "full_name": "Kevin Long",
            "canonical_url": "https://lendb.ai/lo/kevin-long-195255",
            "branch_city": "Hendersonville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 36,
        "people": [
          {
            "nmls_id": 162539,
            "full_name": "Stephanie Spain",
            "canonical_url": "https://lendb.ai/lo/stephanie-spain-162539",
            "branch_city": "Nashville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 167461,
            "full_name": "Marshall Sparkman",
            "canonical_url": "https://lendb.ai/lo/marshall-sparkman-167461",
            "branch_city": "Nashville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 188269,
            "full_name": "Tonya Esquibel",
            "canonical_url": "https://lendb.ai/lo/tonya-esquibel-188269",
            "branch_city": "Nashville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}