{
  "canonical_url": "https://lendb.ai/in/tennessee/dekalb-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 57 funded conventional home loans in DeKalb County, TN in 2025, 177 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (33), Regions Bank (15) and United Wholesale Mortgage (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near DeKalb County are linked below.",
  "county": {
    "fips": "47041",
    "name": "DeKalb County",
    "state": "TN"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 57,
    "lenders_10": 3,
    "loans": 177,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 433960,
      "name": "Citizens Bank",
      "slug": "citizens-bank-433960",
      "canonical_url": "https://lendb.ai/lender/citizens-bank-433960",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 650342,
            "full_name": "Corey Austin",
            "canonical_url": "https://lendb.ai/lo/corey-austin-650342",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1146387,
            "full_name": "Dylan Richards",
            "canonical_url": "https://lendb.ai/lo/dylan-richards-1146387",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1375623,
            "full_name": "Amy Grissom",
            "canonical_url": "https://lendb.ai/lo/amy-grissom-1375623",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 56086,
            "full_name": "Lisa Jackson",
            "canonical_url": "https://lendb.ai/lo/lisa-jackson-56086",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 169274,
            "full_name": "Gary McBee",
            "canonical_url": "https://lendb.ai/lo/gary-mcbee-169274",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1225424,
            "full_name": "Steve Rizek",
            "canonical_url": "https://lendb.ai/lo/steven-rizek-1225424",
            "branch_city": "Murfreesboro",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 23176,
            "full_name": "Lynn Scuderi",
            "canonical_url": "https://lendb.ai/lo/lynn-scuderi-23176",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 188047,
            "full_name": "Bill Van Wagner",
            "canonical_url": "https://lendb.ai/lo/bill-van-wagner-188047",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}