{
  "canonical_url": "https://lendb.ai/in/tennessee/hamilton-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 92 funded FHA home loans in Hamilton County, TN in 2025, 983 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (101), Union Home Mortgage (82) and United Wholesale Mortgage (70). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Hamilton County are linked below.",
  "county": {
    "fips": "47065",
    "name": "Hamilton County",
    "state": "TN"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 92,
    "lenders_10": 17,
    "loans": 983,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 101,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 82,
      "includes_brokered": true,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 168871,
            "full_name": "JoAnna Otero",
            "canonical_url": "https://lendb.ai/lo/joanna-otero-168871",
            "branch_city": "Ooltewah",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1009959,
            "full_name": "Summer Robertson",
            "canonical_url": "https://lendb.ai/lo/summer-robertson-1009959",
            "branch_city": "Ooltewah",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1139177,
            "full_name": "Shelly Winston",
            "canonical_url": "https://lendb.ai/lo/shelly-winston-1139177",
            "branch_city": "Ooltewah",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 70,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 66,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 59,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 832864,
            "full_name": "Jennifer Bryant",
            "canonical_url": "https://lendb.ai/lo/jennifer-bryant-832864",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 187269,
            "full_name": "Jennifer Toomey",
            "canonical_url": "https://lendb.ai/lo/jennifer-toomey-187269",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 546540,
            "full_name": "Janet Hillis",
            "canonical_url": "https://lendb.ai/lo/janet-hillis-546540",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 48,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 384196,
            "full_name": "Greg DeMars",
            "canonical_url": "https://lendb.ai/lo/gregory-demars-384196",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 898801,
            "full_name": "Tim Lane",
            "canonical_url": "https://lendb.ai/lo/tim-lane-898801",
            "branch_city": "Collegedale",
            "branch_state": "TN"
          },
          {
            "nmls_id": 165216,
            "full_name": "Christina Lane",
            "canonical_url": "https://lendb.ai/lo/christina-lane-165216",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 3199,
      "name": "Summit Funding Inc",
      "slug": "summit-funding-inc-3199",
      "canonical_url": "https://lendb.ai/lender/summit-funding-inc-3199",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 34391,
      "name": "Mortgage Investors Group",
      "slug": "mortgage-investors-group-34391",
      "canonical_url": "https://lendb.ai/lender/mortgage-investors-group-34391",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}