{
  "canonical_url": "https://lendb.ai/in/tennessee/lincoln-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in Lincoln County, TN in 2025, 20 loans in all, per HMDA, FFIEC/CFPB data. The most active were First Community Mortgage (10), CMG Home Loans (4) and Fairway Independent Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lincoln County are linked below.",
  "county": {
    "fips": "47103",
    "name": "Lincoln County",
    "state": "TN"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 8,
    "lenders_10": 1,
    "loans": 20,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1726806,
            "full_name": "Sterling Smith",
            "canonical_url": "https://lendb.ai/lo/sterling-smith-1726806",
            "branch_city": "Shelbyville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 793784,
            "full_name": "Tracy Sims",
            "canonical_url": "https://lendb.ai/lo/tracy-sims-793784",
            "branch_city": "Shelbyville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1775729,
            "full_name": "Lexi Ervin",
            "canonical_url": "https://lendb.ai/lo/lexi-ervin-1775729",
            "branch_city": "Shelbyville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 197302,
            "full_name": "Steve Green",
            "canonical_url": "https://lendb.ai/lo/steve-green-197302",
            "branch_city": "Huntsville",
            "branch_state": "AL"
          },
          {
            "nmls_id": 394133,
            "full_name": "Norionna Cox",
            "canonical_url": "https://lendb.ai/lo/norionna-cox-394133",
            "branch_city": "Huntsville",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 68965,
            "full_name": "John Kendall",
            "canonical_url": "https://lendb.ai/lo/john-kendall-68965",
            "branch_city": "Huntsville",
            "branch_state": "AL"
          },
          {
            "nmls_id": 882845,
            "full_name": "Katie Ingram",
            "canonical_url": "https://lendb.ai/lo/katie-ingram-882845",
            "branch_city": "Huntsville",
            "branch_state": "AL"
          },
          {
            "nmls_id": 1853222,
            "full_name": "Chandler Wallace",
            "canonical_url": "https://lendb.ai/lo/chandler-wallace-1853222",
            "branch_city": "Huntsville",
            "branch_state": "AL"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 34391,
      "name": "Mortgage Investors Group",
      "slug": "mortgage-investors-group-34391",
      "canonical_url": "https://lendb.ai/lender/mortgage-investors-group-34391",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}