{
  "canonical_url": "https://lendb.ai/in/tennessee/white-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 6 funded USDA home loans in White County, TN in 2025, 11 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (5), Union Home Mortgage (2) and American Financial Resources, LLC (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near White County are linked below.",
  "county": {
    "fips": "47185",
    "name": "White County",
    "state": "TN"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 6,
    "lenders_10": 0,
    "loans": 11,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 650342,
            "full_name": "Corey Austin",
            "canonical_url": "https://lendb.ai/lo/corey-austin-650342",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1146387,
            "full_name": "Dylan Richards",
            "canonical_url": "https://lendb.ai/lo/dylan-richards-1146387",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1375623,
            "full_name": "Amy Grissom",
            "canonical_url": "https://lendb.ai/lo/amy-grissom-1375623",
            "branch_city": "Cookeville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3035,
      "name": "VanDyk Mortgage",
      "slug": "vandyk-mortgage-3035",
      "canonical_url": "https://lendb.ai/lender/vandyk-mortgage-3035",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1123364,
            "full_name": "Melanie Hernandez",
            "canonical_url": "https://lendb.ai/lo/melanie-kay-hernandez-1123364",
            "branch_city": "Crossville",
            "branch_state": "TN"
          },
          {
            "nmls_id": 186126,
            "full_name": "Steve Azarch",
            "canonical_url": "https://lendb.ai/lo/steve-azarch-186126",
            "branch_city": "Crossville",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 79445,
      "name": "Residential Wholesale Mortgage, Inc.",
      "slug": "residential-wholesale-mortgage-inc-79445",
      "canonical_url": "https://lendb.ai/lender/residential-wholesale-mortgage-inc-79445",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}