{
  "canonical_url": "https://lendb.ai/in/texas/bell-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 109 funded VA home loans in Bell County, TX in 2025, 3,844 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (649), Veterans United Home Loans (490) and United Wholesale Mortgage (423). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bell County are linked below.",
  "county": {
    "fips": "48027",
    "name": "Bell County",
    "state": "TX"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 109,
    "lenders_10": 40,
    "loans": 3844,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 649,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 490,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 363294,
            "full_name": "Danny Reyna",
            "canonical_url": "https://lendb.ai/lo/daniel-reyna-363294",
            "branch_city": "Killeen",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1973185,
            "full_name": "Michelle Westbrook",
            "canonical_url": "https://lendb.ai/lo/michelle-westbrook-1973185",
            "branch_city": "Killeen",
            "branch_state": "TX"
          },
          {
            "nmls_id": 2388879,
            "full_name": "Adriana Oms",
            "canonical_url": "https://lendb.ai/lo/adriana-oms-2388879",
            "branch_city": "Killeen",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 423,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 416,
      "includes_brokered": false,
      "loan_officers": {
        "total": 72,
        "people": [
          {
            "nmls_id": 270341,
            "full_name": "Travis Bays",
            "canonical_url": "https://lendb.ai/lo/travis-bays-270341",
            "branch_city": "Belton",
            "branch_state": "TX"
          },
          {
            "nmls_id": 317789,
            "full_name": "Matt Wood",
            "canonical_url": "https://lendb.ai/lo/matt-wood-317789",
            "branch_city": "Belton",
            "branch_state": "TX"
          },
          {
            "nmls_id": 377688,
            "full_name": "Shannon Alexander",
            "canonical_url": "https://lendb.ai/lo/shannon-alexander-377688",
            "branch_city": "Belton",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 61602,
      "name": "Mortgage Solutions of Colorado, LLC",
      "slug": "mortgage-solutions-of-colorado-llc-61602",
      "canonical_url": "https://lendb.ai/lender/mortgage-solutions-of-colorado-llc-61602",
      "loans": 235,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 141,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2258,
      "name": "Cornerstone Home Lending",
      "slug": "cornerstone-home-lending-2258",
      "canonical_url": "https://lendb.ai/lender/cornerstone-home-lending-2258",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 97,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 89,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2603185,
      "name": "Spark Mortgage, LLC",
      "slug": "spark-mortgage-llc-2603185",
      "canonical_url": "https://lendb.ai/lender/spark-mortgage-llc-2603185",
      "loans": 85,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}