{
  "canonical_url": "https://lendb.ai/in/texas/bowie-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 32 funded FHA home loans in Bowie County, TX in 2025, 159 loans in all, per HMDA, FFIEC/CFPB data. The most active were Highlands Residential Mortgage (22), Guild Mortgage (21) and Fairway Independent Mortgage Corporation (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bowie County are linked below.",
  "county": {
    "fips": "48037",
    "name": "Bowie County",
    "state": "TX"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 32,
    "lenders_10": 5,
    "loans": 159,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 882893,
            "full_name": "Amy Cummings",
            "canonical_url": "https://lendb.ai/lo/amy-cummings-882893",
            "branch_city": "Texarkana",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1305351,
            "full_name": "Sabrena Hughes",
            "canonical_url": "https://lendb.ai/lo/sabrena-hughes-1305351",
            "branch_city": "Texarkana",
            "branch_state": "TX"
          },
          {
            "nmls_id": 2311171,
            "full_name": "Brandi Langford",
            "canonical_url": "https://lendb.ai/lo/brandi-langford-2311171",
            "branch_city": "Texarkana",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 129743,
            "full_name": "Tracey Wardlaw",
            "canonical_url": "https://lendb.ai/lo/tracey-wardlaw-129743",
            "branch_city": "Texarkana",
            "branch_state": "TX"
          },
          {
            "nmls_id": 2455271,
            "full_name": "Sarah Yeldell",
            "canonical_url": "https://lendb.ai/lo/sarah-yeldell-2455271",
            "branch_city": "Texarkana",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 419078,
            "full_name": "Kathy Crowder",
            "canonical_url": "https://lendb.ai/lo/kathy-crowder-419078",
            "branch_city": "Texarkana",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1951230,
            "full_name": "Thomas Townsend",
            "canonical_url": "https://lendb.ai/lo/thomas-townsend-1951230",
            "branch_city": "Texarkana",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 20,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75271,
      "name": "FirstTrust Home Loans, Inc.",
      "slug": "firsttrust-home-loans-inc-75271",
      "canonical_url": "https://lendb.ai/lender/firsttrust-home-loans-inc-75271",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 320004,
      "name": "Royal Pacific Funding Corporation",
      "slug": "royal-pacific-funding-corporation-320004",
      "canonical_url": "https://lendb.ai/lender/royal-pacific-funding-corporation-320004",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}