{
  "canonical_url": "https://lendb.ai/in/texas/caldwell-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Caldwell County, TX in 2025, 34 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (18), CMG Home Loans (8) and Lennar Mortgage (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Caldwell County are linked below.",
  "county": {
    "fips": "48055",
    "name": "Caldwell County",
    "state": "TX"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 1,
    "loans": 34,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 217202,
            "full_name": "Silvia Ward Carden",
            "canonical_url": "https://lendb.ai/lo/silvia-ward-carden-217202",
            "branch_city": "Lockhart",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1185441,
            "full_name": "Ashley Davidson",
            "canonical_url": "https://lendb.ai/lo/ashley-davidson-1185441",
            "branch_city": "Lockhart",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1745196,
            "full_name": "Trae Stebbins",
            "canonical_url": "https://lendb.ai/lo/trae-stebbins-1745196",
            "branch_city": "Lockhart",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13988,
      "name": "Acre Mortgage & Financial, Inc.",
      "slug": "acre-mortgage-financial-inc-13988",
      "canonical_url": "https://lendb.ai/lender/acre-mortgage-financial-inc-13988",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1542802,
      "name": "KBHS Home Loans, LLC",
      "slug": "kbhs-home-loans-llc-1542802",
      "canonical_url": "https://lendb.ai/lender/kbhs-home-loans-llc-1542802",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}