{
  "canonical_url": "https://lendb.ai/in/texas/cooke-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Cooke County, TX in 2025, 5 loans in all, per HMDA, FFIEC/CFPB data. The most active were Plaza Home Mortgage, Inc. (1), Fairway Independent Mortgage Corporation (1) and Loan Simple, Inc. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cooke County are linked below.",
  "county": {
    "fips": "48097",
    "name": "Cooke County",
    "state": "TX"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 5,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 2330993,
            "full_name": "Lacey Tucker",
            "canonical_url": "https://lendb.ai/lo/lacey-tucker-2330993",
            "branch_city": "Sherman",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3032,
      "name": "Loan Simple, Inc.",
      "slug": "loan-simple-inc-3032",
      "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 492796,
            "full_name": "Veronica Vazquez",
            "canonical_url": "https://lendb.ai/lo/veronica-vazquez-492796",
            "branch_city": "Gainesville",
            "branch_state": "TX"
          },
          {
            "nmls_id": 674159,
            "full_name": "Timothy Biles",
            "canonical_url": "https://lendb.ai/lo/timothy-biles-674159",
            "branch_city": "Gainesville",
            "branch_state": "TX"
          },
          {
            "nmls_id": 792334,
            "full_name": "Scott Stephens",
            "canonical_url": "https://lendb.ai/lo/shelby-scott-stephens-792334",
            "branch_city": "Gainesville",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}