{
  "canonical_url": "https://lendb.ai/in/texas/cooke-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 21 funded VA home loans in Cooke County, TX in 2025, 61 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (17), DHI Mortgage (9) and Veterans United Home Loans (8). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cooke County are linked below.",
  "county": {
    "fips": "48097",
    "name": "Cooke County",
    "state": "TX"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 21,
    "lenders_10": 1,
    "loans": 61,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 492796,
            "full_name": "Veronica Vazquez",
            "canonical_url": "https://lendb.ai/lo/veronica-vazquez-492796",
            "branch_city": "Gainesville",
            "branch_state": "TX"
          },
          {
            "nmls_id": 674159,
            "full_name": "Timothy Biles",
            "canonical_url": "https://lendb.ai/lo/timothy-biles-674159",
            "branch_city": "Gainesville",
            "branch_state": "TX"
          },
          {
            "nmls_id": 792334,
            "full_name": "Scott Stephens",
            "canonical_url": "https://lendb.ai/lo/shelby-scott-stephens-792334",
            "branch_city": "Gainesville",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 17022,
      "name": "Planet Home Lending",
      "slug": "planet-home-lending-17022",
      "canonical_url": "https://lendb.ai/lender/planet-home-lending-17022",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 61602,
      "name": "Mortgage Solutions of Colorado, LLC",
      "slug": "mortgage-solutions-of-colorado-llc-61602",
      "canonical_url": "https://lendb.ai/lender/mortgage-solutions-of-colorado-llc-61602",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 166487,
      "name": "SFMC, LP",
      "slug": "sfmc-lp-166487",
      "canonical_url": "https://lendb.ai/lender/sfmc-lp-166487",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}