{
  "canonical_url": "https://lendb.ai/in/texas/el-paso-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 94 funded VA home loans in El Paso County, TX in 2025, 2,901 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (437), Veterans United Home Loans (393) and Rocky Mountain Mortgage Company (300). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near El Paso County are linked below.",
  "county": {
    "fips": "48141",
    "name": "El Paso County",
    "state": "TX"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 94,
    "lenders_10": 38,
    "loans": 2901,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 437,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 393,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 256179,
      "name": "Rocky Mountain Mortgage Company",
      "slug": "rocky-mountain-mortgage-company-256179",
      "canonical_url": "https://lendb.ai/lender/rocky-mountain-mortgage-company-256179",
      "loans": 300,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 140,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 2012580,
            "full_name": "Ari Wren",
            "canonical_url": "https://lendb.ai/lo/ari-wren-2012580",
            "branch_city": "El Paso",
            "branch_state": "TX"
          },
          {
            "nmls_id": 117939,
            "full_name": "Lisa Wren",
            "canonical_url": "https://lendb.ai/lo/lisa-wren-117939",
            "branch_city": "El Paso",
            "branch_state": "TX"
          },
          {
            "nmls_id": 833420,
            "full_name": "Emmanuel Ortega",
            "canonical_url": "https://lendb.ai/lo/emmanuel-ortega-833420",
            "branch_city": "El Paso",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 117,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1839,
      "name": "Change Lending, LLC",
      "slug": "change-lending-1839",
      "canonical_url": "https://lendb.ai/lender/change-lending-1839",
      "loans": 106,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 103,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 17,
        "people": [
          {
            "nmls_id": 217104,
            "full_name": "Monica Rascon",
            "canonical_url": "https://lendb.ai/lo/monica-rascon-217104",
            "branch_city": "El Paso",
            "branch_state": "TX"
          },
          {
            "nmls_id": 404165,
            "full_name": "Ernie Medrano",
            "canonical_url": "https://lendb.ai/lo/ernie-medrano-404165",
            "branch_city": "El Paso",
            "branch_state": "TX"
          },
          {
            "nmls_id": 680608,
            "full_name": "Fernando Ortiz",
            "canonical_url": "https://lendb.ai/lo/fernando-ortiz-680608",
            "branch_city": "El Paso",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 93,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 377346,
            "full_name": "Nathan Stringfield",
            "canonical_url": "https://lendb.ai/lo/nathan-stringfield-377346",
            "branch_city": "El Paso",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 1770420,
      "name": "Cadence Lending Group, Inc.",
      "slug": "cadence-lending-group-inc-1770420",
      "canonical_url": "https://lendb.ai/lender/cadence-lending-group-inc-1770420",
      "loans": 88,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}